CUSTOMER NOTE:  IF THIS BOOK IS ACCOMPANIED BY SOFTWARE, PLEASE READ
THE FOLLOWING BEFORE OPENING THE PACKAGE.

This software contains files to help you utilize the models described
in the accompanying book. By opening the package, you are agreeing to
be bound by the following agreement:

This software product is protected by copyright and all rights are
reserved by the author, John Wiley & Sons, Inc., or their licensors.
You are licensed to use this software on a single computer. Copying the
software to another medium or format for use on a single computer does
not violate the U.S. Copyright Law.  Copying the software for any other
purpose is a violation of the U.S. Copyright Law.

This software product is sold as is without warranty of any kind,
either express or implied, including but not limited to the implied
warranty of merchantability and fitness for a particular purpose.
Neither Wiley nor its dealers or distributors assumes any liability for
any alleged or actual damages arising from the use of or the inability
to use this software.  (Some states do not allow the exclusion of
implied warranties, so the exclusion may not apply to you.)